{"id":3444,"date":"2023-02-22T15:56:34","date_gmt":"2023-02-22T15:56:34","guid":{"rendered":"https:\/\/prolegal.se\/?p=3444"},"modified":"2023-02-22T15:56:34","modified_gmt":"2023-02-22T15:56:34","slug":"fastighetstransaktioner-och-saljarreverser","status":"publish","type":"post","link":"https:\/\/prolegal.se\/en\/fastighetstransaktioner-och-saljarreverser\/","title":{"rendered":"Fastighetstransaktioner och s\u00e4ljarreverser"},"content":{"rendered":"

N\u00e4r tillg\u00e5ngen till externt kapital minskar blir fr\u00e5gan om s\u00e4ljarreverser vid fastighetstransaktioner \u00e5terigen mer aktuell (b\u00e5de direkta fastighetsaff\u00e4rer och genom bolag). Det \u00e4r d\u00e5 bra att som s\u00e4ljare beakta vissa omst\u00e4ndigheter innan beslut tas om att utf\u00e4rda en s\u00e4ljarrevers. H\u00e4r kommer n\u00e5gra korta punkter som kan vara bra att t\u00e4nka p\u00e5.<\/p>\n

    \n
  1. Utforma s\u00e4ljarreversen som ett enkelt skuldebrev. Lag om skuldebrev \u00e4r d\u00e5 till\u00e4mplig p\u00e5 reversen. Ett enkelt skuldebrev, till skillnad fr\u00e5n ett l\u00f6pande, \u00e4r st\u00e4llt till en viss man och \u00e4r inte avsett att \u00f6verl\u00e5tas mellan borgen\u00e4rer. Ett enkelt skuldebrev \u00e4r endast ett bevis p\u00e5 fordringens uppkomst och inneh\u00e5ll. Vid en fastighetstransaktion d\u00e4r en del av betalningen g\u00f6rs genom utf\u00e4rdande av s\u00e4ljarrevers \u00e4r avsikten normalt att betalningsskyldigheten ska \u00e5ligga k\u00f6paren och att skuldebrevet inte ska kunna \u00f6verl\u00e5tas fritt (det \u00e4r allts\u00e5 ett enkelt skuldebrev).<\/li>\n
  2. Vilket inneh\u00e5ll s\u00e4ljarreversen ska ha \u00e4r en f\u00f6rhandlingsfr\u00e5ga parterna emellan. F\u00f6ljande uppgifter b\u00f6r dock framg\u00e5: uppgift om k\u00f6paren och s\u00e4ljaren, kapitalbeloppets storlek, aktuell r\u00e4nta, uppgift om s\u00e4kerhet, tidpunkt och belopp f\u00f6r amortering och f\u00f6r r\u00e4ntebetalning samt tvistl\u00f6sningsklausul (b\u00f6r vara samma som i \u00f6verl\u00e5telseavtalet). D\u00e4rut\u00f6ver b\u00f6r s\u00e4ljarreversen inneh\u00e5lla en m\u00f6jlighet f\u00f6r s\u00e4ljaren att s\u00e4ga upp l\u00e5net till omedelbart upph\u00f6rande om k\u00f6paren hamnar p\u00e5 obest\u00e5nd, betalar sent eller om fastigheten s\u00e4ljs. Reversen \u00e4r ett betalningsmedel och d\u00e4rf\u00f6r upph\u00f6r s\u00e4ljarens r\u00e4tt att h\u00e4va k\u00f6pet vid utebliven betalning s\u00e5 snart reversen har utf\u00e4rdats. D\u00e4rf\u00f6r \u00e4r det viktigt att i reversen s\u00e4rskilt reglera vilka omst\u00e4ndigheter som ger s\u00e4ljaren r\u00e4tt att s\u00e4ga upp l\u00e5net i f\u00f6rtid.<\/li>\n
  3. S\u00e4ljaren \u00e4r med och finansierar k\u00f6parens f\u00f6rv\u00e4rv av fastigheten\/bolaget och d\u00e4rf\u00f6r b\u00f6r s\u00e4ljaren ha fullgod s\u00e4kerhet f\u00f6r k\u00f6parens f\u00f6rm\u00e5ga att betala enligt reversen.<\/li>\n
  4. T\u00e4nk p\u00e5 att vid all kreditgivning i samband med \u00f6verl\u00e5telse av aktier kan l\u00e5nef\u00f6rbudet i aktiebolagslagen bli aktuellt. I enkla aff\u00e4rsuppl\u00e4gg \u00e4r l\u00e5nef\u00f6rbudet ofta inte till\u00e4mpligt men kan vara det i mer komplicerade uppl\u00e4gg.<\/li>\n
  5. Digital signering kan anv\u00e4ndas p\u00e5 s\u00e4ljarreverser. Det \u00e4r fastslaget i praxis att skuldebrevslagen kan till\u00e4mpas teknikneutralt och att elektroniska dokument kan utg\u00f6ra ett skuldebrev. Att t\u00e4nka p\u00e5 \u00e4r dock att k\u00f6pekontrakt g\u00e4llande fastigheter inte kan signeras digitalt p\u00e5 grund av formkraven i jordabalken. Detta g\u00e4ller inte \u00f6verl\u00e5telse av aktier som \u00e4r l\u00f6s egendom och d\u00e4r digital signering fungerar alldeles utm\u00e4rkt.<\/li>\n<\/ol>\n

    Vi hj\u00e4lper regelbundet b\u00e5de s\u00e4ljare och k\u00f6pare med avtal och f\u00f6rhandlingar i samband med fastighetstransaktioner. Kontakta oss g\u00e4rna om ni beh\u00f6ver r\u00e5dgivning inom fastighetsr\u00e4tt och hyresjuridik eller avtalshj\u00e4lp vid fastighets\u00f6verl\u00e5telse.<\/p>","protected":false},"excerpt":{"rendered":"

    N\u00e4r tillg\u00e5ngen till externt kapital minskar blir fr\u00e5gan om s\u00e4ljarreverser vid fastighetstransaktioner \u00e5terigen mer aktuell (b\u00e5de direkta fastighetsaff\u00e4rer och genom bolag). Det \u00e4r d\u00e5 bra att som s\u00e4ljare beakta vissa omst\u00e4ndigheter innan beslut tas om att utf\u00e4rda en s\u00e4ljarrevers. H\u00e4r kommer n\u00e5gra korta punkter som kan vara bra att t\u00e4nka p\u00e5. Utforma s\u00e4ljarreversen som ett […]<\/p>\n","protected":false},"author":2,"featured_media":3438,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[7],"tags":[],"class_list":["post-3444","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nyheter"],"yoast_head":"\nFastighetstransaktioner och s\u00e4ljarreverser - ProLegal<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/prolegal.se\/en\/fastighetstransaktioner-och-saljarreverser\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fastighetstransaktioner och s\u00e4ljarreverser - ProLegal\" \/>\n<meta property=\"og:description\" content=\"N\u00e4r tillg\u00e5ngen till externt kapital minskar blir fr\u00e5gan om s\u00e4ljarreverser vid fastighetstransaktioner \u00e5terigen mer aktuell (b\u00e5de direkta fastighetsaff\u00e4rer och genom bolag). Det \u00e4r d\u00e5 bra att som s\u00e4ljare beakta vissa omst\u00e4ndigheter innan beslut tas om att utf\u00e4rda en s\u00e4ljarrevers. H\u00e4r kommer n\u00e5gra korta punkter som kan vara bra att t\u00e4nka p\u00e5. 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